It's Our Turn to Serve You
You served your country and earned this benefit. VA loans offer some of the best terms available — no down payment, no PMI, and competitive rates. Let us help you use what you've earned.
Apply for a VA Loan
Your Earned Benefits
Why VA Loans Are Exceptional
No Down Payment Required
Eligible veterans can purchase a home with zero down — one of the most powerful benefits of VA financing.
No Private Mortgage Insurance
Unlike FHA and conventional loans, VA loans don't require PMI, saving you hundreds per month.
Competitive Interest Rates
VA loans typically offer lower interest rates than conventional loans, reducing your monthly payment.
Flexible Credit Guidelines
The VA program is designed to help veterans succeed — credit requirements are more flexible than conventional loans.
Who Qualifies
VA Loan Eligibility
VA loans are available to those who have served our country. Here's a general overview of who qualifies — if you're unsure, give us a call and we'll help you find out.
- Active duty service members with 90+ days of continuous service
- Veterans who served 90 days during wartime or 181 days during peacetime
- National Guard and Reserve members with 6+ years of service
- Surviving spouses of veterans who died in service or from a service-related disability
- Must obtain a Certificate of Eligibility (COE) — we can help you get this
- Property must be your primary residence
VA Loan Quick Facts
Down Payment
0%
Private Mortgage Insurance
None
Funding Fee
1.25%–3.3%
Loan Limit (El Paso Co.)
No limit w/ full entitlement
Diversified Lending of Colorado · NMLS# 272661 · NMLS# 2777159
How It Works
Your VA Loan Process
01
Verify Eligibility
We help you obtain your Certificate of Eligibility (COE) from the VA.
02
Pre-Qualification
We review your income, credit, and entitlement to determine your buying power.
03
Find Your Home
Shop with confidence — your VA benefit is ready to use.
04
Close with Zero Down
Complete the process and move into your home with no down payment required.
You Earned This Benefit — Use It
We're proud to serve those who served. Let's get you into the home you deserve.