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Mortgage articles & guides

Plain-language expertise from Jerry and Lisa — Colorado Springs mortgage professionals since 2005.

BBB A+ Rated|NMLS# 272661  ·  NMLS# 2777159|Colorado Springs & the Front Range since 2005

4 articles

Steps to Finance a Home
Buying
8 min readJune 2025

Steps to Finance a Home

A complete walkthrough of the mortgage process — from checking your credit score and setting a budget, all the way to closing day. Know exactly what to expect at every stage.

First-Time BuyerMortgage ProcessCredit
How to Improve Your Credit Score Before Buying
Credit
6 min readMay 2025

How to Improve Your Credit Score Before Buying

Proven strategies to boost your credit score 50–100 points before you apply for a mortgage. Learn which factors matter most and how to address each one quickly.

Credit ScoreFirst-Time BuyerPreparation
VA Loan Benefits for Veterans & Active Duty
VA & Military
10 min readApril 2025

VA Loan Benefits for Veterans & Active Duty

No down payment, no PMI, competitive rates — the full breakdown of every VA loan benefit and how to use them to your maximum advantage when buying a home in Colorado.

VA LoansVeteransMilitary
Mortgage Broker vs. Bank: Why Brokers Get Better Rates
Rates & Savings
7 min readMarch 2025

Mortgage Broker vs. Bank: Why Brokers Get Better Rates

Independent mortgage brokers consistently secure lower rates than banks — here's the wholesale pricing model that makes it possible, and why it matters for your bottom line.

Mortgage BrokerRatesSavings

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NMLS# 272661  ·  NMLS# 2777159