Mortgage guides
In-depth, plain-language guides on every aspect of the home loan process — written by Colorado Springs mortgage professionals with 20 years of experience.
5 guides available
First-Time Homebuyer Guide
Everything first-time buyers need to know — from checking your credit and setting a budget to making an offer and closing day. A complete step-by-step walkthrough.
Colorado Homebuyer Guide
What makes buying in Colorado different — property taxes, HOA culture, CHFA assistance programs, the military community, and navigating the Front Range market.
VA Home Loan Guide
The complete VA loan guide — eligibility, entitlement, the funding fee, Certificate of Eligibility, property requirements, and how to close with little to no cash out of pocket.
FHA vs. Conventional Loans
A side-by-side comparison of FHA and conventional loans — credit score thresholds, down payment requirements, mortgage insurance, loan limits, and which wins for your situation.
How Much Do I Need for a Down Payment?
The real answer — down payment minimums by loan type, closing costs, prepaid items, cash reserves, and Colorado assistance programs. With a real dollar example.
Ready to put your knowledge to work?
Jerry and Lisa are here to answer your questions and walk you through every step of the process.
NMLS# 272661 · NMLS# 2777159