Live Data · Federal Reserve
Current Mortgage Rate Averages
National weekly averages sourced directly from the Federal Reserve Bank of St. Louis (FRED). Updated every Thursday. Contact Jerry for your personalized rate — your actual rate will vary based on credit, down payment, and loan details.
This Week's National Averages
These are national averages only. Rates shown are sourced from the Federal Reserve Bank of St. Louis (FRED) and reflect the Freddie Mac Primary Mortgage Market Survey®. Your actual rate will depend on your credit score, down payment, loan amount, property type, and other factors. Contact Jerry Volk for a personalized rate quote.
Which Loan Is Right for You?
Loan Type Comparison
Best For
Veterans & active military
Down Payment
$0 required
Min. Credit
580+
Best For
First-time buyers, lower credit
Down Payment
3.5%
Min. Credit
580+
Best For
Strong credit, larger down payment
Down Payment
3–20%
Min. Credit
620+
Best For
Lowering rate or monthly payment
Down Payment
N/A
Min. Credit
580+
Ready to Get Started?
Get Your Personalized Rate Today
National averages are a starting point — your actual rate could be better. Call Jerry for a free, no-obligation consultation and find out what you qualify for.
Diversified Lending of Colorado · NMLS# 272661 · NMLS# 2777159