Mortgage Videos
Watch short, clear videos that break down the mortgage process — so you can make confident decisions.
15 videos
Meet Jerry Volk | Colorado Springs Mortgage Broker & Home Loan Educator
Get to know Jerry Volk, your local Colorado Springs mortgage broker. Learn how he helps buyers navigate the home loan process with clarity and confidence.
How Do Mortgage Brokers Get Paid?
Curious about how mortgage brokers earn their fee? Jerry explains the compensation structure so you know exactly what to expect — no surprises.
VA vs FHA?
Not sure whether a VA loan or FHA loan is right for you? Jerry breaks down the key differences to help you choose the best path.
How much home can I afford?
Jerry walks through the key factors lenders use to determine how much home you can afford — income, debt, credit, and down payment.
How Much Home Can You Afford? Start With Your Monthly Payment
A practical approach to home affordability — starting with the monthly payment you're comfortable with and working backward to find your price range.
Mortgage Broker vs Banker
What's the difference between a mortgage broker and a bank? Jerry explains why working with a broker often means more options and better rates.
What Credit Score Do You Need for a Mortgage?
Your credit score matters — but maybe not as much as you think. Jerry explains the minimum scores for different loan types and how to improve yours.
How Long Does It Take to Get a Mortgage?
From application to closing, Jerry walks you through the typical mortgage timeline so you know what to expect at every stage.
You Don't Need 20% Down to Buy a Home
One of the biggest mortgage myths debunked. Jerry explains the real down payment options available to today's buyers.
Mortgage Myth: Your Credit Score Has to Be Perfect
Think you need perfect credit to buy a home? Jerry busts this common myth and explains what lenders actually look for.
Should I Buy Now or Wait for Rates to Drop?
Rates are on everyone's mind. Jerry shares the real math behind waiting vs. buying now — and why the answer might surprise you.
Mortgage Myth: Find the Home First, Then Get Pre-Approved
Many buyers get this backwards. Jerry explains why pre-approval should come before house hunting — and how it gives you a competitive edge.
Five Myths in Today's Market
Jerry tackles five of the most common mortgage myths buyers believe today — and sets the record straight on each one.
When Does Refinancing Make Sense?
Not sure if refinancing is right for you? Jerry walks through the scenarios where a refi can save you money — and when it might not be worth it.
Credit Score and Home Buying Plan
Learn how your credit score impacts your home buying journey and what steps you can take to build a strong plan before you apply.
Ready to Take the Next Step?
Apply online or call us today.
NMLS# 272661 · NMLS# 2777159