Learning Center

Mortgage video library

Short, clear videos explaining the home loan process — from first-time buyer basics to VA loan deep-dives. New videos added regularly.

BBB A+ Rated|NMLS# 272661  ·  NMLS# 2777159|Colorado Springs & the Front Range since 2005

8 videos

Buying

Meet Jerry Volk | Colorado Springs Mortgage Broker & Home Loan Educator

Looking for a trusted Colorado Springs mortgage broker? Meet Jerry Volk of Diversified Lending of Colorado and learn how he helps Colorado homebuyers better understand their financing options — from conventional, FHA, and VA loans to refinancing and first-time buyer programs.

Buying

How Do Mortgage Brokers Get Paid?

A transparent look at how mortgage broker compensation works — what lender-paid vs. borrower-paid means, and why working with a broker can still save you money.

VA & Military

VA vs FHA?

Comparing VA and FHA loans side by side — which one is right for you? Jerry breaks down the key differences in eligibility, down payment, mortgage insurance, and costs.

VA & Military

How Much Money Do I Need to Purchase a Home?

Everything veterans and active-duty service members need to know about the VA loan program — no down payment, no PMI, and competitive rates.

Credit

Mortgage Broker vs Banker

Practical strategies to boost your credit score before applying for a mortgage — the factors that matter most and how to move the needle quickly.

Credit

What Credit Score Do You Need for a Mortgage?

Jerry breaks down the credit score thresholds for conventional, FHA, and VA loans — and what you can do to improve your score before you apply.

Buying

How Long Does It Take to Get a Mortgage?

A realistic look at the mortgage timeline — from pre-approval to closing day. Jerry walks you through each phase and what you can do to keep things moving fast.

Video coming soon
Rates & Savings
Coming soon

When Does Refinancing Make Sense?

The break-even calculation, rate-and-term vs. cash-out refi, and how to know if now is the right time to refinance your Colorado home.

Have a question we haven't covered yet?

Jerry and Lisa are happy to walk you through anything — no obligation, no pressure.

NMLS# 272661  ·  NMLS# 2777159