Mortgage video library
Short, clear videos explaining the home loan process — from first-time buyer basics to VA loan deep-dives. New videos added regularly.
11 videos
Meet Jerry Volk | Colorado Springs Mortgage Broker & Home Loan Educator
Looking for a trusted Colorado Springs mortgage broker? Meet Jerry Volk of Diversified Lending of Colorado and learn how he helps Colorado homebuyers better understand their financing options — from conventional, FHA, and VA loans to refinancing and first-time buyer programs.
How Do Mortgage Brokers Get Paid?
A transparent look at how mortgage broker compensation works — what lender-paid vs. borrower-paid means, and why working with a broker can still save you money.
VA vs FHA?
Comparing VA and FHA loans side by side — which one is right for you? Jerry breaks down the key differences in eligibility, down payment, mortgage insurance, and costs.
How Much Money Do I Need to Purchase a Home?
Everything veterans and active-duty service members need to know about the VA loan program — no down payment, no PMI, and competitive rates.
Mortgage Broker vs Banker
Practical strategies to boost your credit score before applying for a mortgage — the factors that matter most and how to move the needle quickly.
What Credit Score Do You Need for a Mortgage?
Jerry breaks down the credit score thresholds for conventional, FHA, and VA loans — and what you can do to improve your score before you apply.
How Long Does It Take to Get a Mortgage?
A realistic look at the mortgage timeline — from pre-approval to closing day. Jerry walks you through each phase and what you can do to keep things moving fast.
You Don't Need 20% Down to Buy a Home
The 20% down payment myth is stopping Colorado buyers from getting into homes years too late. Jerry breaks down the real minimums by loan type — VA, FHA, conventional — and how Colorado assistance programs can get you to the closing table faster.
Mortgage Myth: Your Credit Score Has to Be Perfect
Think you need perfect credit to buy a home? Jerry busts one of the most common mortgage myths — and shows you what score you actually need to qualify for a loan today.
Should I Buy Now or Wait for Rates to Drop?
Waiting for rates to fall sounds smart — but is it? Jerry walks through why buying now and refinancing later often beats sitting on the sidelines, and what the real cost of waiting looks like for Colorado buyers.
When Does Refinancing Make Sense?
The break-even calculation, rate-and-term vs. cash-out refi, and how to know if now is the right time to refinance your Colorado home.
Have a question we haven't covered yet?
Jerry and Lisa are happy to walk you through anything — no obligation, no pressure.
NMLS# 272661 · NMLS# 2777159